As the title says.

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You're giving a PC gratuitous amounts of gold to buy things they would not have been able to afford and letting them pay you back long after the intended procedure has happened when they would be as financially able as any high level PC.

In a word: Yes. I'm shooting down your terrible loophole right now.

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Davion Telemos - Monk of the Four Winds
Korthan Isharnos - Dragon Shaman of Thunder Spirit Zamasham

Oh, and since this isn't a discussion: Locked.

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Davion Telemos - Monk of the Four Winds
Korthan Isharnos - Dragon Shaman of Thunder Spirit Zamasham